Tag Archive for 'money'

How to correctly calculate break even time on a refinance – For Math Geeks

After my last post on refinancing, I found a refinance calculator on Zillow.com that compared loans the way I suggested. It has a shortfall though, it calculates break even time with the difference in your new payment compared to the difference in your old payment. This is actually quite incorrect. That number is good to […]

Should I refinance my house?

OK, disclaimer: I’m not a financial professional. That said, I do enjoy financial topics and am somewhat of a hobbyist. I’ve written articles in the past about how I do envelope budgeting with Gnucash for instance. That said, I’ve been thinking a lot on these interest rates lately and thought I’d write down a few […]

Simplified Envelope Budgeting for GnuCash

OK, out of popular demand, I’ve decided to revisit this topic. My original Better Budgeting with GnuCash article is still highly relevant and worth a read for the background if you haven’t read that yet. The method I proposed in my 1st article works. I used it for over a year with great success. After […]

GnuCash Budget Followup

Here is a followup to a few questions that have come up since my GnuCash Budget post. How much did I spend for this month? I find the Cash Flow report useful for this question. (Reports->Income & Expense->Cash Flow). You need to customize the report a bit before you get the information you need though. […]

Better Budgeting with GnuCash

As a fan of tracking my finances electronically, I’ve paid attention to GnuCash for quite a while. In the past, it wasn’t ready for my needs since it didn’t automatically import finances from my bank. That has changed though. I was happy to recently successfully download bank transactions with the latest GnuCash and I decided […]



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